Submitted by Shawn Headlee
Hello all,
 
I was out most of last week due to reconstructive knee surgery. I had my ACL replaced... again. I had it done 9 years ago and thought I was going to be able to play basketball like I did as a youth - apparently I was wrong. I am still in recovery mode, but should be walking without a brace in a week or so. My surgeon, Brad Butler of the Orthopedic and Fracture Clinic is amazing if you need a good recommendation. 
 
As many of you may have noticed, rates have been inching upward due to some positive economic news.  The average 30-year fixed-rate mortgage went up three basis points to 6.38% according to an article on HSH Associates Financial Publisher.  In the mortgage business, many lenders want the economy to do just poor enough that everyone still has jobs, but that the rates drop to stimulate a recovery.  This is what we saw happen in the first half of the decade and now that things are swinging upward the interest rates may begin to rise.
 
Have a great week!!